Barrett and Co can be here to offer expert advice to support you every step of the way.

A Bankruptcy Petition is usually presented by an individual, a creditor or a supervisor of an Individual Voluntary Arrangement (IVA).

The first stage is a Debtor’s Bankruptcy Petition, a Statutory Demand or a Certificate of Non Compliance. If you do need advice about whether or not you should present you own petition, or receive a Statutory Demand or fail to comply with the terms of your IVA it is important to act quickly. Delay will only compound your problems.

How Can We Help?

Initial advice can be given via a one hour fixed fee meeting for £95. Thereafter, we will give you an estimate and we will not exceed that estimate without getting your permission first. If appropriate, we will offer you a fixed fee for a fixed amount of work. We also offer Pay As You Go Legal Service, whereby you only pay for the legal services you actually want.

From October 2015, the threshold for creditor’s bankruptcy petitions will increase from the current limit of £750 to £5,000.  Also, the maximum level of debt in respect of which a Debt Relief Order (“DRO”) can be obtained will increase from £15,000 to £20,000. 

In order to collect a debt of less than £5,000, a creditor will have to obtain judgment via the small claims court.  If someone owes you more than £5,000 after October 2015 then you may wish to issue a Statutory Demand, but it is important that you obtain advice first. All the T’s must be crossed and the I’s dotted when you apply for a Bankruptcy Order or you may end up losing further money and causing extra delays. We can assist you through the process and advise you regarding alternative procedures for pursuing your debts.

  • 5 star review  Dealing with Barrett&Co was excellent from the start. They were very swift in providing initial information and booking an initial zoom meeting. I dealt with Justin Sadler who took time to understand my situation and was clearly both knowledgeable re the situation and also honest about what I could expect. Will use again and thoroughly recommend.

    thumb James Regan
    11th January 2022
  • 5 star review  I've dealt with many solicitors in the past 10 years in various areas of law and I must say Barrett come 1st place for me. Great care and attention. **Meant to have mentioned Charlotte Fox was the lady that took care of my affairs.

    thumb simon grigg
    7th January 2022
  • 5 star review  We came across Barrett and Co Solicitors via a free Will writing scheme. Mrs Ruparel was very professional yet friendly; the whole process was very straightforward as she explained all the steps and areas for consideration clearly. The legal support team were also very helpful in answering any queries we had.

    thumb Michelle Smith
    27th October 2021
  • 5 star review  Emma is great! She is patient and responsive. I really feel like she had been on my side fighting for our benefits and giving us comfort and encouragement when issues arose. She has been doing a very good job! Barrette and Co is professional and well-established! Thumbs up!

    thumb Mi Mak
    19th October 2021
  • 5 star review  When informed by your employer that your employment contract is to be terminated because of a restructuring and not through any fault of one’s own – and probably not knowing what to do or who to turn to - it’s a lonely, disorientating, and unsettling place to be - as anyone in a similar position reading this will fully understand. When this happened to me, I didn’t know who to turn to. But a colleague recommended Barrett and Co, and so I checked out the website and was impressed with what I read about Justin Sadler and his experience. Justin and his assistant were quick to respond to my inquiry, and a consultation call was set up which was extremely useful. Justin quickly grasped my situation and was able to provide me with sensible and pragmatic legal advice as well as a tactical approach on how to proceed, and very importantly - advice on how to best channel my feelings. I had a legal stalwart in my corner. In short, we achieved as good an outcome as was possible in the circumstances and I am very grateful to Justin for all his help and advice. If you need employment related legal advice - look no further than contacting Justin Sadler at Barrett and Co.

    thumb Clive Lewis
    4th October 2021
  • 5 star review  In the run up to completion, Emma and her colleagues were taking very good care of us. Despite many challenges throughout the day, including a tricky chain + backlog in banking transactions, Emma was always on hand with a friendly word and answering our queries quickly and professionally etc.

    thumb Chris Horsnell
    1st October 2021
  • 5 star review  I have recently used Barrett and Co Solicitors for a multiple legal issues needing to be resolved and also creating a will. I found them to be very good and professional, the majority of the work being carried out by Juliette Spanner who has very knowledgeable, professional and courteous. From my experience I will be using them in the future again.

    thumb Jake Nixon-Kotowicz
    8th August 2021
  • 5 star review  There are so many positive things I would like to say about Barret & Co. For me to do that would take too long. I will say, however, that Barrett & Co provided a first class service that resulted in a very positive & successful outcome . The service we received was akin to the service you would expect from a large city solicitor. If you are looking for a professional efficient multi discipline solicitor ,then I strongly recommend that you look no further. Thank you Barrett & Co ,with a special thank you to Jane Whitfield, for all that you have done for us & for taking away all the worry.

    thumb Alexander Pritchard
    4th August 2021